Card image Discover it® Student Cash Back

Discover it® Student Cash Back card

Check the key information to help with your decision.

Discover it® Student Cash Back card

Check the key information to help with your decision.

By Mapa de Crédito on 29/07/2026

Useful informations

With $0 annual fee and no late fee on your first payment, this card encourages responsible financial habits without punishing minor mistakes. It provides students with free access to their FICO® Credit Score to monitor progress.

Additionally, the card offers 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

Gosta de bancos digitais

Jovens sem histórico de crédito

Precisa de um cartão internacional

Não quer anuidade

Não tem comprovação de renda

Prefere cartões internacionais

Gosta de cashback

Busca benefícios em supermercados

Gosta de vantagens exclusivas

Não quer pagar tarifas

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Anuidade zero

Internacional

Alertas de Segurança

Tecnologia de aproximação

Programa de Recompensas

Anuidade grátis

Proteção de preço

Cartão Internacional

Cashback

Cons

Sem milhas aéreas

Sem seguro viagem

Sem acesso a sala VIP

Precisa ter conta bancária vinculada

Juros altos

Limite de crédito sujeito à análise

See more card details:

Unlimited Cashback Match

Discover will automatically match all the cash back you’ve earned at the end of your first year.

5% Cash Back Rewards

Earn 5% cash back at different places each quarter like grocery stores, restaurants, and gas stations after activation.

No Credit Score Required

Designed for students, you can apply even if you don't have a credit history yet.

$0 Annual Fee

You will never pay an annual fee to use this card, helping you save more money.

Intro APR Offer

Get 0% intro APR on purchases for the first 6 months of account opening.

Free FICO® Score

Check your FICO® Credit Score for free on your statements and in the mobile app.

Freeze It® Feature

Instantly freeze your card through the app or website to prevent new purchases if it is lost.

Frequently Asked Questions (FAQ)

Does this card have an annual fee?

No, the Discover it® Student Cash Back card has a $0 annual fee.

How does the Cashback Match work?

Discover matches all the cash back you earn during your first year automatically. There is no limit to how much they will match.

Can I apply if I have no credit history?

Yes, you can apply for this student card even if you have no credit score or previous credit history.

What are the cashback categories?

Categories rotate every three months and usually include common expenses like gas stations, grocery stores, restaurants, and online retailers like Amazon.com.

Is there a penalty for the first late payment?

Discover does not charge a late fee on your first late payment, and there is no penalty APR for paying late.

Where can I use this card?

Discover is accepted at 99% of places that take credit cards in the U.S., and it is an international card that can be used globally where Discover is accepted.