Card image Discover it® Student Chrome

Discover it® Student Chrome card

Check the key information to help with your decision.

Discover it® Student Chrome card

Check the key information to help with your decision.

By Mapa de Crédito on 29/07/2026

Useful informations

Students benefit from automatic security alerts and the ability to freeze their account instantly via the mobile app if the card is lost.

This card encourages responsible spending habits by offering rewards for routine purchases without the complexity of rotating categories or hidden costs.

Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Rewards Program
Security Alerts
Contactless Technology
Annual Fee Free
Price Protection
First Year Annual Fee Free
Installments Without Interest
International Card
Cashback

Cons

Credit limit subject to analysis
No points program
High interest rates
Does not accept bad credit

See more card details:

2% Cashback on Gas & Dining

Earn 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter.

Unlimited Cashback Match

Discover automatically matches all the cashback you have earned at the end of your first year, with no limit.

$0 Annual Fee

There is no annual fee, helping students keep more of their money while building credit.

No Credit Score Required

You can apply even if you do not have a credit history yet, making it ideal for first-time cardholders.

Free FICO® Credit Score

Get your FICO® Credit Score for free on your monthly statements and in the mobile app or online.

First Late Fee Waiver

Discover will not charge a late fee on your first late payment, and there is no penalty APR.

Freeze It® Security

Quickly prevent new purchases, cash advances, and balance transfers if your card is misplaced or stolen.

Frequently Asked Questions (FAQ)

Is there an annual fee for the Discover it® Student Chrome?

No, the Discover it® Student Chrome has a $0 annual fee.

How does the Cashback Match offer work?

At the end of your first year, Discover will automatically match all the cashback you have earned during those 12 months. There is no minimum spending or maximum match.

Can I apply without a credit history?

Yes, this card is designed for students, and you can be approved even if you do not have a prior credit history.

What are the cashback rates?

You earn 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter, and 1% cashback on all other purchases.

Does this card charge foreign transaction fees?

No, Discover does not charge foreign transaction fees, making it useful for students traveling abroad.

What happens if I miss my first payment?

Discover waives the late fee for your very first late payment. Additionally, your APR will not increase because of a late payment.

Top 5 most requested cards

The card: Discover it® Student Chrome comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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