Spark Cash Plus card
Check the key information to help with your decision.
Spark Cash Plus card
Check the key information to help with your decision.
Useful informations
Enjoy premium benefits including travel assistance and protection, plus the ability to add employee cards for free to track all expenses.
Streamline your business finances with detailed reporting and seamless integration with accounting software, making tax season easier for your team.
Capital One
www.capitalone.com
0 reward points
Visa
Who is this Card for?
Pros & Cons
Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:
Pros
Cons
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Earn unlimited 2% cash back on every purchase for your business, with no category restrictions or expiration dates.
Annual Fee RefundGet your $150 annual fee refunded every year you spend at least $150,000 on the card.
No Preset Spending LimitSpend what you need with a limit that adapts based on your business's usage, payment history, and credit profile.
5% Travel RewardsEarn 5% cash back on hotels and rental cars when booked through the Capital One Travel portal.
Free Employee CardsAdd cards for your employees at no extra cost and earn rewards on all of their business spending.
No Foreign Transaction FeesUse your card internationally for business travel without incurring any additional fees on your purchases abroad.
Flexible RedemptionRedeem your cash back for any amount at any time, ensuring you have access to your rewards whenever needed.
Accounting IntegrationEasily export your transaction data to software like QuickBooks, Quicken, and Excel for simplified business bookkeeping.
Frequently Asked Questions (FAQ)
You earn unlimited 2% cash back on every purchase and 5% on travel booked through Capital One Travel.
There is no preset spending limit, meaning your purchasing power adjusts based on spending behavior and payment history.
If you spend at least $150,000 annually, Capital One will refund your $150 annual fee back to your account.
Yes, as a charge card, the balance must be paid in full every month to avoid potential late fees and account restrictions.
Yes, you can add employee cards for free and set individual spending limits for each cardholder to manage company expenses.
No, the Spark Cash Plus does not charge any fees for transactions made outside the United States.
Top 5 most requested cards
The card: Spark Cash Plus comes with these benefits from Visa
24/7 support for emergency situations
Points system to exchange for products
Accepted in thousands of locations worldwide
Perfect for your everyday purchases
Security and flexibility in payments
More security and comfort for your purchases
We’ve simplified the steps for you
We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:
Choose the option that best suits your needs
Access the financial institutions' channels
Start your registration by providing accurate information
Send the required documents
Submit your application
Wait for approval
Required documents
Visit the website of Capital One
Visit the official website and follow the provided instructions.
VISIT OFFICIAL WEBSITE